No Income Verification Loan

No Income Verification Mortgage Loan

The standard operating procedure for acquiring any loan is the provision of documents that show your source of income and ability to reimburse the loan; however, a “No Income Verification Mortgage Loan” does not necessitate documents showing the borrowers income alternatively the lender or the loaner adjudicates the potential of the borrower on word of his mouth.

The malefactor leading to the Great Recession of 2008 is also this no documentation loan but it still continues to be popular among the public who are unable to produce tax returns to qualify for a conventional loan mostly people who are self-employed, independent contractors and those who rely on tips so it is also unregulated under the law namely, The Consumer Credit Protection Act which demands you to conduct a thorough examination of the borrowers financial situation.

WHY THE VANGUARD MORTGAGE?

DIRECT LENDER

Direct Hard Money Lender. No broker fees. Best rates in Florida

DIRECT UNDERWRITER

Set guidelines and a streamlined underwriting process make closings happen swiftly. As fast as 48 hours

PROFESSIONALISM

The Vanguard Mortgage is a new company but all our members of staff are seasoned professionals

WHOLESALE RATES

Correspondent lending gives us the ability to bring wholesale rates to the consumer

3 EASY STEPS
TO GET YOUR MORTGAGE

Prequalification

Start with some basic info about your assets, credit profile, income. As a result – amount to borrow and the rate

Application

More detailed info. Creation of a secure profile, track your mortgage application and upload required documents

Funding

Final stage of the mortgage process when all underwriting conditions are met, mortgage loan transaction is closed and funds are disbursed

CALCULATE YOUR MORTGAGE

SOME FEATURES YOU MIGHT LOVE:

Privacy

We do not share information with any third party companies or resellers.

Quick Turnaround

We built technology that helps expedite the review of your loan documentation. This leads to faster closings and a better overall experience for our clients.

Credit score under control

Application process does not affect your credit score.

Online

You can allpy online, upload required dociments, schedule a conversation with a mortgage loan originator here. Everything at one place.

Transparency

Our technology ensures that you are kept up-to-date on the status of your loan application at all times. You will have secure access to your loan documentation throughout the process.

SOME QUESTIONS LEFT?

No Income Verification Mortgage

© 2019 The Vanguard Mortgage LLC

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