Slim, right. This is because you can’t risk your place of residence but somewhere you don’t reside won’t bother you much if you’ve missed out one or two payments and this is a risk associated to an Investment Property Mortgage Loan which leads to very high interest rates and a shorter time period of reimbursement unlike a traditional residential mortgage. The perilous nature of this loan requires you to make at least a 15% down payment on one-unit investment property; 25% down on a two- to four-unit investment property. Putting lenders in hot waters is the mere fact that in the end it’s a business transaction not a home you intend to build for your family.