Investment Property Loan

Investment Property Mortgage Loan

Let’s begin the understanding of this loan by a simple example, you take out two mortgages one on a residential house and the other one on a rental or a house you intend to use as an investment purpose what are the chances that you will fall back on the payments of your residential house?

Slim, right. This is because you can’t risk your place of residence but somewhere you don’t reside won’t bother you much if you’ve missed out one or two payments and this is a risk associated to an Investment Property Mortgage Loan which leads to very high interest rates and a shorter time period of reimbursement unlike a traditional residential mortgage. The perilous nature of this loan requires you to make at least a 15% down payment on one-unit investment property; 25% down on a two- to four-unit investment property. Putting lenders in hot waters is the mere fact that in the end it’s a business transaction not a home you intend to build for your family.

WHY THE VANGUARD MORTGAGE?

DIRECT LENDER

Direct Hard Money Lender. No broker fees. Best rates in Florida

DIRECT UNDERWRITER

Set guidelines and a streamlined underwriting process make closings happen swiftly. As fast as 48 hours

PROFESSIONALISM

The Vanguard Mortgage is a new company but all our members of staff are seasoned professionals

WHOLESALE RATES

Correspondent lending gives us the ability to bring wholesale rates to the consumer

3 EASY STEPS
TO GET YOUR MORTGAGE

Prequalification

Start with some basic info about your assets, credit profile, income. As a result – amount to borrow and the rate

Application

More detailed info. Creation of a secure profile, track your mortgage application and upload required documents

Funding

Final stage of the mortgage process when all underwriting conditions are met, mortgage loan transaction is closed and funds are disbursed

CALCULATE YOUR MORTGAGE

SOME FEATURES YOU MIGHT LOVE:

Privacy

We do not share information with any third party companies or resellers.

Quick Turnaround

We built technology that helps expedite the review of your loan documentation. This leads to faster closings and a better overall experience for our clients.

Credit score under control

Application process does not affect your credit score.

Online

You can allpy online, upload required dociments, schedule a conversation with a mortgage loan originator here. Everything at one place.

Transparency

Our technology ensures that you are kept up-to-date on the status of your loan application at all times. You will have secure access to your loan documentation throughout the process.

SOME QUESTIONS LEFT?

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